UziMax

In 1927 a British civil servant drew a line on a map to define the border between their Indian empire and the kingdom of Nepal. Today, that border line is only marked by a chain of boundary stones and pillars - it's a border that is almost invisible. This is the story of an international railway line. It runs for twenty miles from the little-known town of Janakpur in Nepal and crosses over the border to Jaynagar junction in India. But now the last train in Nepal is under threat of closure. Starved of funds from central government, the train and the track are in a dilapidated state. Derailments are common and the engine often breaks down. Yet it's a lifeline both for the community and the railway workers - their little train is held together with determination, invention and love. Regina is strong, independent Nepali woman, married at 12 and pregnant at 13. Deserted by her husband, she's now a single mother of two teenage boys. She makes a living as a smuggler of

Although having a million bucks isn’t as impressive as it once was, it’s still nothing to sneeze at. In fact,  Reuters  reports that in 2009 there are  7.8 million millionaires  in the United States.  That’s a lot of people and the odds are one or two of them are living near  you . Heck, one of them might even be your neighbor. In fact, the odds are very good that it  is  your neighbor. But, Len, you don’t know my neighbor.  That guy doesn’t look anything like a millionaire. Well, guess what? A millionaire who is truly financially savvy won't be easily recognizable.  1. He always spends less than he earns.  In fact his mantra is, over the long run, you’re better off if you strive to be anonymously rich rather than deceptively poor. 2. He knows that patience is a virtue. The odds are you won’t become a millionaire overnight.  If you’re like him, your wealth will be accumulated gradually by diligently saving your money over multiple decades. 3.  When you go to his modest three-bed tw

This was asked on Quora and because I managed to totally screw things up for myself at the ages of 20, 22, 24, 29, 33, 37, and 40 I decided to answer. Because I'm an expert and wrote a book. The first answer is: nothing. You need to know absolutely nothing about personal finance. Buying a cheap beer versus buying an expensive beer will not help you get rich. But, that seems cynical. So let me say congratulations first. Your 20 years old! Yay! I can't even really remember 20 years old. I started my first business then. And failed at it. But that's another story. When I was 22 I was thrown out of graduate school and then fired from 3 jobs in a row at higher and higher salaries where I saved nothing. When I was 24 I moved to NYC and began the first of about ten career changes. The first rule of personal finance is that it's not personal and it's not financial. It's about your ability to make ten changes and not get too depressed over it. Duri